The Bader Bunch
Coldwell Banker
1455 Frazee Rd #110
San Diego, CA 92108

Phone Ray: (619) 987-9000
DRE # 01031092
Phone Linda: (619) 985-2905
DRE # 01187887




My name is Ray Bader and I am an REO Listing Agent in San Diego County with over 20 years experience. I have personally sold over 1,000 homes and am very familiar with the local areas in San Diego and especially in Chula Vista and the South Bay.

I would like to offer my services in selling your investors assets. I currently have an REO team of 5 and my REO listings are exposed to 145 Coldwell Banker agents within my office alone. We sell these Bank Owned Properties efficiently through systems that my team and I have perfected in 20+ years experience as a San Diego REALTOR® and REO Specialist.

I understand your goal is to sell your assets as quickly as possible, for the most money, and with the fewest problems. I can be reached either by Phone (619) 987-9000 or Email  Let’s have a conversation.

Member of NAR, Member of CAR, Member of REOTrans, RES NET,

Real Estate Agent/Salesperson License since 1989
Over 100 Hours of REO & BPO Education.


Ray Bader
DRE # 01031092
San Diego REO Listing Specialist



  • Occupancy – Same day occupancy checks, weekly reporting.

  • CFK (Cash for keys) – Aggressive negotiation with occupants in effort to save the client from having to evict.

  • Eviction – Cooperation & coordination with sheriffs' departments of all counties serviced.

  • Loss Mitigation - Mortgagor negotiation and deed-in-lieu assistance.

  • Re-key – Coordination of contractor using client-specific key codes & Lock Box combos.

  • Secure – Assuring that all properties are secured with no possibility of entry other than a keyed entry.

  • BPO (for REO and 3rd Party Providers) - Drive-bys and interiors performed quickly and efficiently by our dedicated BPO department. 48-hour guarantee for listings.

  • MMR’s (Monthly Market Reports) – Timely marketing reports for up-to-date information on new comparables and showing feedback.

  • Negotiation – All offers negotiated using client-directed offer communication method.

  • Closing Coordination – Pending transactions thoroughly managed for timely closings.

  • Auction Coordination – Oversight, coordination, and attendance (if necessary).


  • Trash out – Management and inspection.

  • Landscaping – Oversight of all lawn maintenance and landscaping per client guidelines.

  • Repairs and Rehabs – Extensive contractor database with 5-day turnaround for bids. Management during repair process; Inspection upon completion.


  • Communication – State-of-the-art technology for up-to-the-minute client needs.

  • Customer Base - Large pools of Buyers, Agents and Investors.

  • Dedicated Departments - Pre-marketing, Listing Coordination, offer negotiation, Closing, 3rd Party BPO’s.

  • Specialize in a challenging market.

  • Information Technology –customized online system developed specifically for REO Management & Sales.

  • Client - Monitoring of Buyer’s Agent’s feedback with online reporting.

  • Membership – PSAR, REO Network, Sandicor MLS Network.

  • Certification – Certified REO Specialist, Certified Loss Mitigation Consultant and Relocation Specialist.

  • Currently representing many different banks and asset managing Companies.